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HOW TO CARE FOR YOUR LUXURY WATCH: A COMPLETE GUIDE | THE WATCH HUT

A good watch that’s well looked after should last a lifetime. Caring for your timepiece involves more than just keeping it clean and in good working order; insuring it is highly-recommended, as is regular servicing, especially if it’s on the steeper end of the price spectrum.

Follow our tips and tricks, and you can keep your prized timepiece ticking for longer.

INSURING YOUR LUXURY WATCH

Just like insuring a home, car, or mobile phone, it’s important to think about protecting a luxury watch with insurance. And, while you could argue a watch with sentimental value is irreplaceable, having it insured may provide you with some comfort should it become lost or stolen.

Watch insurance can cost as little as £3.50 per month, with the price based on the make and model, level of cover, and the insurer you sign up with. When it comes to ensuring your watch, there are key points to consider:

  • Some home insurance policies will cover personal possessions, such as watches and jewelry, so check your level of cover. Some providers will not cover items lost, stolen, or damaged away from your home.
  • As the value of silver and gold fluctuates, you may want to have your watch valued on a regular basis. Some insurers will only cover you for the amount the watch was worth at the time you took out your policy, so be careful to check you are not under-insured if you have a model likely to increase in value.
  • Be aware that some insurers may reimburse you with a gift card or voucher, or even offer you a cash settlement, but for a lower sum than that of a gift credit.
  • Always check the excess, as in some cases it might exceed the cost of replacing the watch itself.

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